The Lifestyle Health Chamber Affinity Program

The Kentucky Chamber of Commerce is pleased to introduce Lifestyle Health Plans as a unique health benefits program designed for Chamber members to address the underlying causes of the rise in healthcare costs - employee health behaviors.


What Makes Lifestyle Health So Different?

  • Level-funded major medical plan designs
  • Underwritten by “A” rated carriers
  • Member savings averaging 5-15% in most cases
  • Integrated wellness incentives and cash-rewards
  • Up to a $500 deductible credit available to all wellness participants
  • Integrated concierge telemedicine, outpatient lab and diabetic supply benefits

What is Level Funded?

Level-funded plans are essentially pre-packaged self-insured health plans, with low attachment stop-loss coverage. For the right groups, level-funded plans can save 30 percent versus a fully insured ACA small-group plan. And because of their structure, level-funded plans do not have the volatility in monthly cash flows, associated with self-insured plans, that can cripple a small business.


Here's How a Level-Funded Plan Works:

Level-funded plans are underwritten, health applications are required. For larger groups applications can be avoided if two years of claims history can be provided. 

© Kentucky Chamber of Commerce · 464 Chenault Road · Frankfort, KY 40601 · (502) 695-4700